Personal Savings Accounts

Regular Savings

  • Minimum opening balance: $100.00
  • Interest paid quarterly
  • Statements quarterly
  • If balance falls below $100 at any time during the month, there is a $2.00 service fee monthly.
  • Savings Accounts Are Limited to Three Withdrawals Per Month.
    $2.00 Charge Per Excess Withdrawal Per Month.

 


MMS

  • Minimum opening balance: $2,500.00
  • Interest rate is higher than Regular Savings
  • Interest compounded monthly
  • Interest paid monthly
  • Monthly statements
  • Account is limited to six withdrawals per month. $1.00 per excess withdrawal per month.
  • If balance falls below $2500 at any time during the month, a $8.00 service charge for the month will be collected.

 


Christmas Club

  • Maximum deposit of $3,000 per year
  • Checks issued first week of November
  • Penalty for early withdrawal

  • Dormant Fee: $20.00 per year if balance falls below $100.00