Checking Accounts

Regular Checking

  • Minimum opening balance: $100.00
  • Unlimited check writing

Maintenance Fees: 
Daily Balance Maintenance Fee:
        Over $300.00 None
        Below $300.00 $ 5.00 per month

Commercial Checking Same As Above

Churches, Civic Groups and Full-time Students are Exempt from service charges 

 


Security Club Regular

  • Minimum opening balance: $100.00
  • $7.00 fee per month
  • $10,000.00 AD&D Insurance
  • Free Cashier Check, Money Order
  • Nationwide Discount Book
  • No fee Security Check Debit Card
  • Free standard club checks

 


Security Club Family

  • Minimum opening balance: $100.00
  • $9.00 fee per month
  • $20,000.00 AD&D Insurance
  • $2,500.00 AD&D for children
  • Shoppers Advantage
  • Plus all Benefits of Regular Club

 


Senior Checking

  • 62 or older
  • Minimum opening balance: $100.00
  • No maintenance fee

 



NOW Checking

  • Minimum opening balance: $1,000.00
  • Interest is tiered at $1,000.00, $7,500.00, $25,000.00, $100,000.00, and $300,000.00
  • Interest is paid on available daily balance
  • Monthly service charge of $7.00

 


VISA Debit Card

  • Alternative form of accessing checking account
  • Not a Credit Card
  • Monthly fee of $1.00 (Security Club member free)
  • Serves as ATM card
  • Accepted anywhere Visa is accepted

If card is lost or stolen call 1-877-300-3509 and choose option 9

 


ATM Card

  • ATM card
  • 24 hour access to money
  • PIN enhances security

 


Other Checking Account Charges

  • Insufficient funds/paid or returned $15.00 per check
  • Stop payment $5.00 per check
  • Overdraft on third consecutive day $5.00/day
  • Dormant Fee: $20.00 per year if balance falls below $100.00