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Checking Accounts | Savings Accounts | Reorder Checks

Bank of Halls Has a
Checking and Savings Account
To Meet Your Needs


For obtain more information or open an account, just stop by any of our convenient locations.

Checking Accounts

Regular Checking
  • Minimum opening balance: $100.00
  • Unlimited check writing
  • Maintenance Fees:
    Daily Balance Maintenance Fee
    Over $300.00 None
    Below $300.00 $5.00 per month
Commercial Checking Same As Above

Churches and Civic Groups are Exempt From Service Charges


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Security Club Regular

  • Minimum opening balance: $100.00
  • $7.00 fee per month
  • $10,000.00 AD&D Insurance
  • Free Traveler/Cashier Check, Money Order
  • Nationwide Discount Book
  • Medical Emergency Data Card
  • No fee Security Check Debit Card
  • Free club checks
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Security Club Family
  • Minimum opening balance: $100.00
  • $9.00 per month
  • $20,000.00 AD&D Insurance
  • $2,500.00 AD&D for spouse and children
  • Shoppers Advantage
  • Plus all Benefits of Regular Club
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Senior Checking
  • 62 or older
  • Minimum opening balance: $100.00
  • No maintenance fee
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Student Checking

  • Minimum opening balance: $100.00
  • No maintenance fee
  • Must be full time student
  • Students responsible for purchasing checks
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Super NOW Checking
  • Minimum opening balance: $1,000.00
  • Interest is paid on available daily balance
  • If Balance falls below $1,000 there is a $5.00 Service Charge
  • Interest tiered at $1,000, $7,500, $25,000, $100,000 and $300,000
  • Security Club Now Accounts Available


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Security Check Card

  • Alternative form of accessing checking account
  • Not a Credit Card
  • Monthly fee of $1.00.Security Club member free
  • Serves as ATM card
  • Accepted anywhere Visa is accepted
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Security Card
  • ATM card
  • 24 hour access to money
  • PIN enhances security
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Other Checking Charges
    Insufficient funds $15.00 per check
    Returned check $15.00 per check
    Stop payment $5.00
    Overdraft for three
    consecutive days
    $5.00/day

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Savings Accounts


Regular Savings
  • Minimum opening balance: $100.00
  • Interest paid quarterly
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Christmas Club
  • Deposit any amount any time
  • Checks issued first week of November
  • Penalty for early withdrawal
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Money Market Savings
  • Minimum opening balance: $2,500.00
  • Interest rate is higher than Regular Savings
  • Interest compounded monthly


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C. D.'s
  • Short term and long term
  • Regular and Step Up available
  • Automatically renewable
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IRA's
  • Tax deferred income
  • Fixed and Variable available
  • Substantial Federal penalty for early withdrawal

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General Services

    Money Orders $3.00 each
    Cashier Checks $3.00 each
    Notary Fee $1.00
    Safe Deposit Box Assort. Sizes and fee
    Savings Bonds No Issue Charge
    Traveler Cheques 1% of purchase
    Dormant fee $20.00 per year
    Wire Transfers $20.00
    Research fee $20.00 per hour
    Reproduction Fee $.35 per item
Trust Services

The Bank of Halls has a full service Trust Department. Call Donald Hogue at (731) 836-7515.

Loans

Bank of Halls is an Equal Housing Lender. We offer Consumer, SBA, and Agricultural Loans. We have a full service Mortgage Department and Home Equity Loans.